Debit Card Betting Sites Australia 2025

About Debit Betting Sites in Australia

Debit cards are issued by all major financial institutions in Australia, like Commonwealth Bank, ANZ, NAB and Westpac, for example. You can attach these debit cards to your bank account, which makes it easy to purchase things online and in-store.

These days, you would be extremely hard-pressed to find a place that won’t accept your debit card. Debit cards are used for all sorts of purchases, from online shopping to purchasing groceries and even online gambling.

When it comes to betting sites that accept debit cards, it is every single one of them, that’s how popular debit cards are. Debit cards have essentially become the default payment method and it is easy to link your debit card to your betting account, so you can deposit funds to play and withdraw funds when you win!

Debit Card Betting Advantages & Disadvantages

There is no shortage of Mastercard and Visa betting sites in Australia, but what are the main pros and cons of using this payment method? Well, we take a deep dive into everything you should know in this section:

👍 Debit Card Betting Sites Advantages

Trusted & Easy - This is probably the most popular banking method used. It is trusted by millions in Australia and you can link your existing card to your betting account, you don’t have to create a new account with another payment option (like PayPal, for example).
Instant Deposits/ Withdrawals - Unlike some other deposit methods (like BPAY, for example) debit card deposits are instant. As well as this, more existing and new betting sites are introducing instant withdrawals as well as using debit cards.
Widely Accepted - As the most popular payment method, debit cards are widely accepted at all online betting sites in Australia, including the best NRL betting sites going around.

👎 Debit Card Betting Sites Disadvantages

Security Risks - Although it is unlikely, providing your debit card details to an online bookie does present some security risks. If the betting site gets hacked, your debit card information could be stolen.
Bank Restrictions - Some debit cards might have restrictions on them, so you aren’t able to use them for gambling purchases. Recently, Australian laws were changed so Australians can no longer use credit cards for gambling purchases.

Betfocus

When it comes to betting sites that accept Visa debit cards (or even Mastercard), Betfocus has to be considered one of the best. Betfocus is one of the few bookies that offer fast withdrawals, so you can get your winnings before you even know it!

There’s more to Betfocus than their payment methods though, we would consider them one of the best AFL betting sites because they offer a huge range of markets as well as competitive odds. Betfocus has a lot going for it and they are worth checking out if you haven’t already.

4 x Daily Withdrawals

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Chromabet

Chromabet is another one of the top bookies that accept debit cards. When depositing using a debit card, your funds will instantly be in your account. For withdrawals though, things are a little slower and you’ll usually have to wait one to three days.

As one of the new betting sites in Australia, Chromabet is still working to get its footing in the market, but it still has a very good offering. They have fairly competitive odds for sports markets and they are certainly one of the up-and-coming horse racing betting sites.

Quality new betting site with a couple of standout features

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PlayUp

Visa and Mastercard betting sites don’t come a lot better than PlayUp, especially since the merge with Draftstars (one of Australia’s premier destinations for Daily Fantasy Sports). Deposits with debit cards are instant and withdrawals are processed each weekday. If your withdrawal is initiated before 4pm on a weekday, you’ll see your fund the following day.

If you’re looking for more than just payment methods, PlayUp is such a great option. They have a massive range of markets available, they are even one of the esports betting sites in Australia and they have a heap of promotions that their existing users love, not to mention the racing form guide as well.

Great Mobile Offering & Extensive Markets on Offer

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Unibet

Unibet is one of the biggest international betting sites and they have a big selection of payment options to choose from, including debit cards, of course! Along with instant deposits, Unibet also offers fast withdrawals, with qualified users getting their winnings as fast as within one hour.

From live streaming to live betting, there’s a lot on offer at Unibet that not every other bookie in Australia has. They are known to offer fairly competitive odds across a simple eye-watering range of markets (this includes both sports and racing events).

Solid Range of Live Streaming Options & Decent Odds on Offer

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BoomBet

We consider BoomBet to be one of the best betting sites that take Mastercard and Visa. As always, depositing with BoomBet using your debit card is instant. When it comes to withdrawals, they are processed each weekday at 11am and 3pm, so if your request is in by 3pm it will be processed the same day.

Other than the range of payment options available at BoomBet, there is a lot to like. They have a massive selection of promotions, especially racing-focused promotions. On top of this, their mobile app is one of the best in the market and it’s so easy to navigate and place your bets.

Creates it's own great odds & Great Customer Service

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Betr

If you’re looking for Visa or Mastercard sports betting sites, then Betr needs to be seriously considered. Depositing and withdrawing using your debit card is very easy with Betr and it takes just a couple of clicks before your transaction is finalised.

Other than payment methods, Betr is known for its friendly customer service, solid range of markets and great promotions. We would certainly consider Betr one of the betting sites with bonuses, so if you like getting something for nothing (who doesn’t!), Betr is for you.

Great Markets for Sports Betting and Racing

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EliteBet

EliteBet is another Aussie bookie that deserved its spot on this list of the best debit betting sites. We usually find that EliteBet will process your withdrawal request within six hours (during normal business hours), so you won’t have to wait too long to get your funds in your debit card account.

Along with payment methods, one of the best things that EliteBet has going for itself is its Hot Bets. You can see and copy the bets of winning punters, including pro punters. On their Hot Bets page, you can see how much the winning punters have won recently and what they are betting on next.

Great Options for Aussie Racing

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Bet365

Bet365 is certainly one of the biggest names in the industry and they are an international brand that accepts many different payment methods, with debit cards being one of them. They even offer a Bet365 Mastercard where you can receive your funds instantly.

They may be one of the fastest withdrawal betting sites, but they are so much more than that. Their odds are consistently among the best in the market and they offer both live streaming and live betting. You can cash out of your bets, watch match stats and more.

Fixed Betting Odds, Fast And Secure Payment Methods

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TopSport

As one of the top bookies in Australia, TopSport offers a wide range of banking methods, including debit cards. It is easy to deposit and withdraw funds using your debit card and the process is usually fairly quick. Deposits are instant and withdrawals usually only take a day or so to hit your desired account.

A lot of the big bettors like to use TopSport because of their high betting limits. You can also bet on events live with TopSport and they have heaps of racing and sports markets available for you to bet on. Their app is also excellent, making it easy to bet on the go.

High Betting Limits & Decent Live Betting Service

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Palmerbet

Palmerbet is another that has to be considered one of the best debit card betting sites going around. You can use your debit card to deposit and withdraw from your Palmerbet account. The process of both depositing and withdrawing is made simple with Palmerbet as well, it only takes a couple of clicks to complete the process.

One of the things that Palmerbet is known for is its massive range of promotions. Their promotions provide real value to their existing users, so if you’re looking to get more bang for your buck, Palmerbet is certainly a no-brainer. Another great feature available with Palmerbet is the ability to cash out of your bets early.

Quality Mobile Offering & Betting Market Variety

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How to Deposit at Debit Betting Sites

Depositing with any payment method is usually pretty easy, but with debit cards, the process is as easy as it comes. This is usually because most bettors already have a debit card, so they don’t have to go and create an account with a different payment method (like PayPal for example).

When it comes to depositing with a debit card, here are the steps to follow:

Bookmaker Sign-Up/ Login - If you haven’t already, sign up to the bookmaker of your choice (remember, you can sign up with as many different bookies as you like) or login to your existing account.
Add Your Debit Card - The process of adding your debit card to your betting account usually takes place during the sign-up process. So, add your debit card details to your betting account, if you haven’t done so already.
Go To Your Account - Head to your account section on the bookmaker's platform and find the deposit tab.
Deposit Funds - Select your debit card as the payment method and then choose how much you wish to deposit this time around.
Confirm Deposit - Click the confirm button and as the debit card payment option is instant, you should see the funds in your betting account straight away.

How to Withdraw at Debit Betting Sites

The process of withdrawing your winnings using a debit card is quite similar across all Australian bookies. We would view the withdrawal process pretty much as simple as the deposit process, so you have nothing to worry about!

When you are ready to withdraw, here are the steps to follow:

Log In - The first step is to log in to your betting account where you wish to withdraw funds.
Go To Your Account - Once you’re in your account section of the website or app, look for the withdrawal tab.
Select Withdrawal Method & Amount - Choose debit card as your withdrawal option and then choose how much you wish to withdraw in this transaction.
Confirm Withdrawal - After you’ve confirmed all the details are correct, confirm the withdrawal. The processing time will depend on which betting site you are with.

Debit Cards vs Other Payment Methods

Debit cards aren’t the only option available at Aussie bookies. There are plenty of PayPal betting sites and BPAY betting sites, plus new payment methods like Apple Pay and Google Pay have also been introduced. So, how do they all stack up? We will touch on this more in this section.

The majority of payment methods will offer instant deposits (except BPAY), so there is that key similarity across the board. However, we would say that debit cards are the most widely-accepted payment option, available at every online bookmaker.

The likes of Apple Pay and Google Pay are only available on Apple and Android devices respectively, which is fine, as long as you have one of those devices. In our experience, not all betting sites will offer Apple Pay and/ or Google Pay.

For PayPal, this is becoming an increasingly popular method and you only have to link your PayPal account, not your debit card details (which some see as a safer option). There are also usually no fees associated with using this payment method, however, it isn’t as widely accepted as debit cards.

Does Mastercard allow online gambling?

Sports betting with a Mastercard is certainly allowed. You might want to check specifically with your bank though, as sometimes the accounts attached to the card won’t allow for gambling purchases.

Can you use a credit card on betting sites?

No, Australian laws recently changed which means that bettors can no longer use their credit cards to bet with bookmakers. Instead, bettors must use debit cards (i.e. money they already have, not money they borrow).

Is a debit card the same as a credit card?

While some do use the two terms interchangeably, debit cards and credit cards aren’t the same thing. A debit card is where you draw money from your linked bank account for various purchases. On the flip side, credit cards are where you borrow money from a bank and this must be repaid later, usually with interest.

Can I use my debit card for online gambling?

Yes, you can use your debit card for online gambling. Debit cards are among the most widely accepted and used payment methods by Australian bookmakers. All betting sites will offer at least debit cards as a payment option for their customers.